Until recently, Aditya Williams was the registered director of the Estonian iPayTotal OÜ but was replaced in March 2021 by the Estonian nominee director Monika Sild. Currently, iPaytotal does not have a license from the Estonian FIU to operate a crypto payment platform. Nevertheless, the company is the operator of CryptoMatix, which Ruchi Rathor apparently set up. However, it seems that iPayTotal OÜ may try to obtain an FIU crypto license to get more involved in the crypto payment segment.