Russian entrepreneur Vladimir Gorbunov presents himself as a visionary “cryptofounder.” In reality, he sits at the center of a complex cluster of brands and entities – Crypterium, Choise.com / Choise.ai, vbanq, Vault.ist and related offshore companies – that has left thousands of users with heavy losses, locked funds, and unanswered questions.
Vault / vbanq positions itself as a “crypto‑friendly secure banking platform” and “Digital Banking‑as‑a‑Service” provider, but the structure, disclosures, and history indicate a high‑risk, opaque scheme closely connected to the troubled crypto schemes Crypterium and Choise, led by Russian entrepreneur Vladimir Gorbunov.