Russian entrepreneur Vladimir Gorbunov presents himself as a visionary “cryptofounder.” In reality, he sits at the center of a complex cluster of brands and entities – Crypterium, Choise.com / Choise.ai, vbanq, Vault.ist and related offshore companies – that has left thousands of users with heavy losses, locked funds, and unanswered questions.
Vault / vbanq positions itself as a “crypto‑friendly secure banking platform” and “Digital Banking‑as‑a‑Service” provider, but the structure, disclosures, and history indicate a high‑risk, opaque scheme closely connected to the troubled crypto schemes Crypterium and Choise, led by Russian entrepreneur Vladimir Gorbunov.
This compliance report analyzes the crypto operation known as Choise (formerly Crypterium), which operates through the domains choise.com and choise.ai. The operation, led by Russian nationals Vladimir Gorbunov, Gleb Markov, and Slava Semenchuk, has raised significant concerns regarding investor losses, regulatory compliance, and operational transparency.