Dock Financial S.A. is an e-Money Institution authorized by the Commission de Surveillance du Secteur Financier, Luxembourg. Until previosly, the company was known as Crosscard and was a spin-off of the regulated payment services provider PPRO of former Wirecard manager Philipp Nieland. In 2021, Nieland acquired Crosscard with former Solarisbank and Penta manager Marko Wenthin and rebranded it into Dock Financial, billing itself as a Banking-as-a-Service provider and credit card issuer.