RatEx42, the cyber-finance rating agency co-founded by FinTelegram, has unveiled a dual-platform architecture that pairs a fast-moving newsroom (RatEx42.com) with a schema-rich ratings hub (listings.RatEx42.com). The split is designed to unlock an AI-first research workflow: machine-learning models now scan on-chain data, regulatory filings, and whistleblower submissions in real time, triaging risks that analysts convert into traffic-light scores and deep-dive reviews.