Josef Zavala is the co-founder of the "global payments and banking platform" Paytopus which allegedly has over 100 partners. Payoptus offers bank account IBAN solutions, card issuing and processing, and crypto solutions. No imprint, names, or legal information is provided on the site. Interestingly, insiders claim that Joseph Zavala is also one of the beneficial owners of the Secure Nordic Payments UAB d/b/a MisterTango, which is regulated in Lithuania.
On 25 July 2020, the Austrian Financial Market Authority FMA issued an investor warning against Joshua Development Ltd and its new broker scam 10CryptoMarket (www.10cryptomarket.com). In the past years, the Joshua Group has operated a number of scams via various dummy companies such as Joshua Consulting Ltd, Joshua Partners EOOD, or Joshua Development Ltd. Financial market supervisory authorities have issued corresponding investor warnings against the Joshua Group.