Call for Evidence: NovaArcade OÜ Allegedly Processing Legionbet Deposits with Wrong MCC – Players and Insiders Wanted

FinTelegram has received a whistleblower report and a Visa complaint indicating that deposits to the high‑risk online casino Legionbet were routed through Estonian company NovaArcade OÜ under a non‑gambling merchant category code (MCC). We are calling on players, industry insiders, and payment professionals to provide additional documentation and intelligence to determine NovaArcade’s actual role as payment agent or registered merchant in this potentially illegal transaction‑laundering setup.

Key findings so far

• A UK player reported several GBP deposits to legionbet.com that allegedly settled to “NovaArcade” in Tallinn, Estonia.
• In his Visa complaint, the player states that the transaction used a non‑gambling MCC despite being a casino deposit.
• NovaArcade OÜ is a small Estonian company (reg. no. 17280191, Narva mnt 7‑557, 10117 Tallinn) registered as an online retail/e‑commerce business, not as a licensed gambling or financial institution.
• Legionbet is an offshore casino scheme targeting international and UK players, with credit‑card deposits and crypto payments,
• Trustpilot reviews explicitly allege that Legionbet bypasses UK gambling blocks and uses transaction laundering to take money from credit cards.
• At this stage, NovaArcade’s role as payment agent, technical merchant, or front merchant for Legionbet is not fully documented, and further evidence is required.

Situation and context (Senior Compliance Analyst view)

Legionbet – high‑risk casino targeting UK and EU players

Multiple third‑party review sites describe Legionbet as a relatively new online casino offering thousands of games, live casino products, and generous bonus structures. These reviews consistently highlight credit‑card and crypto acceptance, aggressive promotions, and a focus on continuous play and retention.

There is conflicting and often opaque information regarding Legionbet’s licensing and corporate ownership: some sources reference AMO Global S.R.L. or Fortaprime SRL in offshore jurisdictions, while others claim coverage under non‑transparent licensing frameworks. In parallel, user feedback on platforms like Trustpilot indicates that Legionbet allegedly bypasses UK gambling blocks and uses transaction‑laundering practices to accept credit‑card deposits from vulnerable UK customers.

NovaArcade OÜ – small Estonian entity with online‑services profile

NovaArcade OÜ (registry code 17280191) is a micro‑company entered into the Estonian register in July 2025 with a share capital of 250 EUR and an e‑commerce/online‑retail business classification. It operates the website Village Network, a gaming/virtual‑world space.

In itself, this profile fits the pattern of a “technical provider” or “front merchant” that can be repurposed to acquire payments for third‑party projects while disguising the true nature of the underlying business. This risk is amplified when such entities are integrated into card‑acquiring chains that process cross‑border, high‑risk verticals like online gambling.

The whistleblower report and the Visa complaint

A whistleblower approached FinTelegram alleging that NovaArcade OÜ is acting as a payment agent for Legionbet and possibly other illegal or high‑risk casinos. This allegation has now been partly supported by a concrete Visa complaint submitted by a UK player.

In the Visa “Report a Purchase Issue” form, the cardholder:

• Identifies the merchant as “PLR NovaArcade” with location details matching NovaArcade’s Estonian address profile.
• States that he made several GBP-deposits into legionbet.com, which he characterises as an unlicensed UK gambling company.
• Alleges that the payment “was circumvented to Nova Arcade OU and the MCC code was not gambling-related.”
• Asserts that this constitutes a breach of Visa merchant terms and conditions.

This is a primary‑source document that directly links Legionbet front‑end activity with NovaArcade’s merchant profile on the Visa network, and it raises the specific allegation of MCC misclassification.

Compliance analysis – possible MCC and transaction laundering

From a compliance and card‑scheme perspective, the alleged setup raises several red flags:

• Misuse of MCCs: Visa and other card schemes require that the merchant category code truthfully reflects the primary business of the merchant and the underlying transaction type; using a non‑gambling MCC for a gambling deposit is a breach of scheme rules and can be treated as transaction laundering.
• Circumvention of regulatory safeguards: In the UK, credit‑card gambling restrictions and gambling blocks are designed to protect vulnerable consumers; routing gambling deposits through an e‑commerce MCC or another innocuous category undermines these safeguards.
• Use of micro‑merchants as fronts: The combination of a small Estonian online‑services company with minimal capital and cross‑border gambling flows fits known typologies, where front merchants or “technical providers” are inserted between the casino and the acquirer to obfuscate the gambling nature of the transaction.
• Licensing opacity: Public sources either question Legionbet’s licensing or show a lack of cooperation with dispute resolution platforms, reinforcing concerns that the casino may be operating outside a robust regulatory framework while still taking Visa deposits.

If these allegations are confirmed, NovaArcade OÜ, its acquirer, and the underlying casino operators could face serious consequences under card‑scheme rules and local AML/gambling regulations.

Why we need more evidence

While the whistleblower’s statement and the Visa complaint provide a strong initial indication, they are not yet sufficient to fully document NovaArcade’s role and the scope of the transaction‑laundering scheme:

• We currently have only one player transaction formally documented, without the full card‑statement metadata (MCC, acquirer name, authorisation and clearing details).
• The merchant descriptor “PLR NovaArcade” needs to be systematically linked with NovaArcade OÜ and any related entities or payment facilitators.
• The breadth of the scheme is unknown: it is unclear whether NovaArcade processes only specific Legionbet deposits, broader casino traffic, or multiple brands in a network of high‑risk operators.

FinTelegram therefore invites all affected players, merchants, payment professionals, and insiders to share additional documents and intelligence that can help clarify the full picture.

Key entities and roles (current working view)

Call to action – help us expose the NovaArcade–Legionbet payment chain

FinTelegram invites Players who deposited to Legionbet (or related brands) using Visa/Mastercard, Google Pay, or Apple Pay to provide the respective information to FinTelegram.

If you hold any of the following, we strongly encourage you to share them with us:

• Card statements showing deposits to Legionbet where the merchant appears as “PLR NovaArcade” or similar (PAN and personal details can be redacted).
• Screenshots of deposit pages, payment confirmations, and email receipts linking Legionbet deposits to NovaArcade or other non‑gambling descriptors.
• Internal documents, contracts, or technical integration materials that describe NovaArcade’s role as payment agent, technical provider, or front merchant for Legionbet or other casinos.
• Any information on acquiring banks, PSPs, or MCC ranges used in these transactions.

Please submit all documents and information through our secure Whistle42 whistleblower system so that your identity and data remain protected. Evidence provided will be analysed by FinTelegram’s compliance team and may be shared with relevant regulators and card schemes where appropriate.

Together, we can bring transparency to this opaque payment structure and help stop abusive transaction‑laundering practices that target vulnerable gamblers in the UK and EU.